OUR PHILOSOPHY IS TO “KEEP YOUR FINANCES ON TRACK”
We offer a complete financial planning service for individuals, families and trusts. This can encompass all or any aspect of your finances. We prefer to advise in a holistic manner and aim to work on a “team” basis. In other words we like our advisers and clients to work together as a team to help your investments / assets / money to work harder for you.
Tax planning – this is a vital part of financial planning. Reducing your tax burden improves your returns. All of our advisers incorporate tax planning in their advice and recommendations.
In an increasingly complex world, it is becoming harder to decide upon the most suitable home for your money.
Do you leave it in the bank, invest in a portfolio of unit trusts or an investment bond, invest in shares quoted on the stockmarket or take more risk with some of your capital?
We believe that it is usually sensible to spread your risk by using many options including some or all of these plus many alternatives. Diversification both in investment type and asset class is a fundamental part of our philosophy. We assess your attitude to investment risk before making any recommendation for investment of your capital.
The areas on which we can advise include:
- Investment services (including tax efficient investment, bespoke collective portfolios, investment reviews)
- Pension planning (including SIPPs, lifestyle investment strategies)
- Retirement planning (including income planning, tax efficient income strategies)
- Estate preservation and wealth management strategies (including the use of trusts, Inheritance Tax planning)
- Protection advice (including the use of many types of life assurance)
